I've decided that since we will almost certainly be not having a baby in 2010 (I would prefer early 2011), we will bump down on coverage for this year. The company gives us $2000 to use, so as long as we don't go over that, I'm not terribly worried. All Ryan's checkups are 100% covered, because they are preventative. My one that I have for sure next year would be if I do get preggers, I hopefully will not have more than $2000 in maternity appts. I could always go back and re-calculate from this year.
But, like I said, Ryan is covered, because those are preventative and Jake is done with going to doctors. He's had allergy testing, a scope and something else, all that led to the conclusion that he is pretty healthy. Just has tonsil problems sometimes.
I also am still carrying my AFLAC insurance, which is pretty sweet. When the next little one does arrive, I can use it to claim my hospital stay -- and it pays you cash, which is just the same as money! :)
I'm also going with the 7 day elimination STD -- remember all my bitching about that?!?!! They are changing it, so it's not so horrible for people to go out of work for longer periods of time without burning mega vacation. That sucked.
So, now, I can use all the extra funds to pay for daycare. Or part of daycare anyway.
The cold is not so bad. I didn't get hit as hard as I did last year.
We're going to Luxemburg this weekend. Jake has a gig in GB on Saturday night. I am trying to do laundry right now and I'm just tired and want to go to bed. Oh well. Buck up!
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